Commercial Auto Insurance

Protect your vehicle with comprehensive auto insurance from Rocio Insurance Services. Discover customizable coverage options tailored to your needs in California. Book a consultation today!

Protect Your Business on the Road

Commercial Auto Insurance is essential for any business that uses vehicles as part of its daily operations. Whether you have a single delivery van or an entire fleet of trucks, ensuring that your vehicles, drivers, and cargo are adequately protected is critical to your business’s success and continuity.

Frequently Asked Questions (FAQs) About Commercial Auto Insurance

1. What vehicles are covered under a commercial auto policy?

Commercial auto insurance typically covers any vehicle used for business purposes, including cars, vans, trucks, and specialty vehicles like tow trucks or refrigerated trucks.

2. Is commercial auto insurance required by law?

Yes, in most states, businesses that use vehicles for work purposes must carry commercial auto insurance to meet state minimum liability requirements.

3. How is the premium for commercial auto insurance calculated?

Premiums are based on factors like the type of vehicle, its use, the number of vehicles, the driving records of employees, and the coverage limits chosen.

4. What is the difference between personal and commercial auto insurance?

Personal auto insurance covers vehicles used for personal purposes. In contrast, commercial auto insurance covers vehicles used for business operations and typically offers higher coverage limits and protection against business-related risks.

5. Can I insure multiple vehicles under one commercial auto policy?

Yes, you can insure an entire fleet of vehicles under a single commercial auto policy, which may also provide cost savings.

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