Cut Costs. Not Corners.
Reduce Workers' Compensation With Rocio

Unlock expert strategies to reduce your XMOD rate and improve your bottom line. Book a free XMOD Rate Reduction Call today!

Book Your Free XMOD Analysis

+$500,000

Saved in insurance costs.

1,000+

Happy Clients Serviced

4.98

Best rated For Workerrs Comp

How It Works

The EMR (Experience Modification Rate), also known as the "XMOD," is a number that shows how safe and well-managed a company is compared to others in the same industry.

Why Does It Matter?

Improving your EMR can be a game-changer for your business. With the right strategies and support, you can lower your EMR, reduce costs, and Improve Your Bottom Line!

Increase Profit Margins

Lower Your EMR and cut down on expensive workers' comp premiums.

Win More Jobs

A lower EMR makes you more attractive when bidding for contracts.

Attract Better Talent

Lower EMR's can help you attract and retain top employees.

3 Steps To Cutting Down Your XMOD.

Don’t let high XMOD rates keep weighing you down. Schedule your free consultation today to see how we can work together to lower your rates and relieve some of that financial pressure

01

Analyze Your Current Situation

Review your claims history and XMOD rates to pinpoint the key issues.

02

Develop a Strategy

Create a customized plan to reduce claims, improve safety, and lower your XMOD rate.

03

Take Action

Implement effective measures to manage and decrease your premiums

10+

We are trusted by our customers

320+

Reviewed by trusted users

I connected with Rocio earlier this year after watching one of her videos for On-site mobile care, (fingers crossed we can utilize that service one day) I was able to meet with her to go over some of the services they provide. A few months later she helped to facilitate CPR training for our staff through On-site.The training was awesome and the trainer Andrew was a pro. Rocio's support through the entire process was fantastic, I look forward to working with her again in the near future.

Carlos Luna

Operations at Toyota Logistics Svc Inc

I must applaud the work that Rocio has achieved for our small construction company. We have been plagued by workers comp Cumulative Trauma cases that have raised our ex-mod rate exponentially. I had given up hope of anyone getting a better policy for us

Valerie Jabin Alon

Oak Tree Construction Inc.

Rocio is an immense resource when it comes to Workers Comp and we are so lucky to have her on our corner. She is available at ungodly hours and is the first person we call when navigating the different challenges of Workers Comp.

Edgar Mota

MDRN Staffing

Rocio works hard and she know what she's doing. Any business owner out there with a worker's compensation policy needs to have someone like Rocio (if not Rocio herself!) working on their claims, Ex Mod reduction, loss control, etc. Any business out there that does not have Rocio as their agent is likely paying more for their overall insurance costs than they could (should) be paying. And that's just the fact of the matter. Rocio knows how to reduce insurance costs for her clients!

Charles Specht, CIC, CDA

Permission Network & Constructive Risk

Rocio, I want to thank you for helping my father and giving him a call about the workers comp refund. We had no idea what it meant, and we even thought it was a scam. After a year of waiting, and your help we finally got it! I got a check for 37k this Saturday, which was MUCH more than what you told me.

Diana Chong

Chang's Restaurant

Rocio is amazing to work with and very reliable. She was my resource for insurance and HR needs when I worked for a home care facility. I learned so much about the ex-mod rate and how claims can affect your insurance rate. She was able to get my company a good price although we had a 410% ex-mod. We did not know what to do, but we were glad we found her services. I recommend Rocio to any business owner that is looking to lower their ex-mod rate and grow their business.

Roberto Heredia

HR Administrator

I have worked with Rocio for couple of years now and I could not be happier with the customer service, industry experience, attention to detail and prompt response to all inquiries. I would recommend Rocio she is very knowledgable, she will go the extra mile to take care of her customers needs and a true professional at every level.

Carlos Luna

VP Luna's Plumbing Inc.

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Ready To Lower Your XMOD?

Instanly improve your bottom line by cutting down on your insurance premiums.

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