Employment Practices Liability Insurance

Safeguard Your Business from Employment-Related Claims

Employment Practices Liability Insurance (EPLI) from Rocio Insurance Services offers protection against claims related to employment practices. This insurance is crucial for addressing issues such as wrongful termination, discrimination, and harassment.

Wrongful Termination

Covers claims related to allegations of unfair or wrongful termination of employment.

Discrimination

Provides protection against claims of discrimination based on race, gender, age, disability, or other protected characteristics.

Harassment

Includes coverage for claims related to workplace harassment, including sexual harassment and hostile work environment claims.

Retaliation

Protects against claims of retaliation for employees who report wrongful actions or engage in protected activities.

Employment Practices Liability FAQs

We've pulled together some of our most frequent FAQs around Auto Insurance.

1. Why is EPLI important for my business?

It provides financial protection against employment-related lawsuits and claims, helping to mitigate risks associated with managing employees.

2. How can I reduce the risk of employment-related claims?

Implement clear employment policies, provide employee training, and maintain thorough documentation. Our team can also offer advice on best practices.

3. How much general liability insurance do I need?

The amount of coverage you need depends on factors such as your business size, industry, and risk level. Our experts can help you determine the appropriate coverage amount.

4. Does EPLI cover legal defense costs?

Yes, EPLI includes coverage for legal defense costs associated with defending against covered claims.

5. Can EPLI be added to my general liability policy?

EPLI is a separate policy from general liability insurance. However, it can complement your general liability coverage to provide more comprehensive protection.